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Monthly Blogs: January 2023

The Long-Term Care Crisis
Home Alone Nearly one-third of all seniors live by themselves, according to the U.S. Census Bureau. That's close to 14 million seniors aging alone. This suits some seniors just fine, however it’s vital for seniors living alone to interact with others. 

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Inheriting Debt
Debt is something that no one ever wants to deal with, but unfortunately, it’s something that many people must face. When someone dies, their estate is passed on to the beneficiaries listed in their will. 

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Avoid Running Out of Money After Retirement
The current generation of retirees faces a greater risk of running out of money during retirement than any previous generation. Most retirees estimate they will spend less after retirement, but that is not always the case.

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Divorce and Its Alternatives
January is often dubbed "divorce month" as it's the time when many couples call it quits. The reason for this surge in divorce filings is unclear, but experts speculate it could be due to the holidays (when people are not willing to divorce) or a desire to start afresh in the new year.

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Keeping Your Auto and Home Insurance Low
As a responsible adult, you know that you need to have auto and home insurance. But that doesn't mean you have to break the bank to get it. 

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Back to Basics: Retirement Planning
You may have heard the saying, "it's never too late to learn." Well, that is certainly true when it comes to retirement planning. Even if you are considering retirement, there is still time to make smart decisions to help ensure a comfortable future.

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